REPAIR MY CREDIT
What is bad credit?
Any score lower than 650 is “bad”. A bad score could keep you from:
Getting approved for a mortgage
Securing good rates on a car loan
Borrowing money from a prime lender
What affects my credit score?
45% of your score is determined by items being reported to the credit bureaus by your creditors—your repayment history and credit inquiries.
How credit repair works
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.
We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals