REPAIR MY CREDIT

What is bad credit?
    300-650
credit score bar.png
Happy Man

Any score lower than 650 is “bad”.  A bad score could keep you from:

home.png

Getting approved for a mortgage

car.png

Securing good rates on a car loan

money.png

Borrowing money from a prime lender

What affects my credit score?

what affects my credit score.jpg

45% of your score is determined by items being reported to the credit bureaus by your creditors—your repayment history and credit inquiries.

How credit repair works

CHALLENGE

We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.

DISPUTE

We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them

MONITOR

We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals